Why Do I Need Business Package Insurance?

Business Package Insurance bundles several types of coverage into one convenient package, simplifying protection against a range of common business risks. This includes property damage, liability issues, and business interruption, ensuring that you're covered in case of unforeseen events that could disrupt your operations.

What Does Business Package Insurance Cover?

Business Package Insurance typically includes property insurance for buildings and contents, general liability to protect against third party claims, and business interruption insurance, which compensates for lost income and operating expenses if your business is temporarily unable to operate.

happy insured small business owner

What's Generally Included & What's Not?

While specific coverages can vary, Business Package Insurance generally includes protection against property damage, liability claims, and business interruption. This package aims to provide a safety net that allows businesses to operate with peace of mind, knowing that multiple aspects of their operation are covered. Coverage may also include additional risks depending on the specific needs of the business.

Often Included*
  • check icon Property damage from common risks
  • check icon Liability claims from third parties
  • check icon Economic losses from business interruption
Often Excluded*
  • cross icon Intentional damage or criminal activity
  • cross icon Claims related to professional errors (Professional Indemnity Insurance needed)
  • cross icon Natural disasters (specific coverage may be required)

info icon More Info*

For a complete list of terms, conditions and exclusions please refer to the relevant Product Disclosure Statement (PDS) or get in touch with one of our advisors.

Why Choose Aussurity for Business Package Insurance?

  • scale showing competitive pricing

    Quality Products & Competitive Pricing

    Having an extensive network of partners means that we can offer quality products with highly competitive pricing from some of Australia’s leading insurance companies.

  • insurance advisor

    Dedicated Insurance Expert

    Your account manager is your personal insurance expert, able to answer questions and provide tailored advice. Having a single point of contact means you'll receive consistent and high quality service.

  • claims assistant

    Claims Assistance

    A loss or claim being made against you can be a stressful experience. That's why we help guide our clients through every step of the Insurance claims process, relieving as much stress as we can along the way.

business owner speaking with insurance advisor

Not sure what cover you need?

Ask your trusted advisor!

Protect your business comprehensively with Business Package Insurance from Aussurity. Contact us today for a tailored insurance solution that fits your needs.

Get In Touch

Business Package Insurance Frequently Asked Questions

Business Package Insurance is a bundled insurance product that combines several policies to cover various aspects of business risk.

Any business that wants comprehensive coverage to protect against multiple risks should consider this type of insurance.

Yes, packages can typically be customized to meet the specific needs of your business, allowing you to add or remove coverages as needed.

Bundling different coverages can be more cost-effective than purchasing each insurance separately, often resulting in lower premiums and administrative ease.

If you need to make a claim, contact your insurer as soon as possible. Provide all necessary documentation and details of the incident to facilitate a smooth claims process.

Many insurers offer discounts for bundling multiple types of insurance or for businesses with strong risk management practices. Check with your insurer for any available discounts.

Yes, if your business operations require international coverage, such as overseas travel or global transactions, you can often add international extensions to your policy.

It's recommended to review your coverage annually or whenever there are significant changes in your business operations, assets, or risk exposure.

Coverage for temporary business closures can be included, especially if it's due to covered events like property damage or legal actions. Review your specific policy details for coverage limits and conditions.