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Holiday Rental Insurance is essential for anyone renting out their property on a short-term basis, such as through Airbnb or similar platforms. It provides protection against risks specific to short-term rentals, including property damage caused by guests, liability issues, and loss of income from cancellations or unforeseen non-occupancy.
This insurance typically covers damage to the property and its contents, liability for guest injuries, and loss of rental income due to various interruptions. It also extends to cover additional costs associated with guest-related damages and legal expenses from liability claims.
Holiday Rental Insurance generally includes coverage for damage to the property, liability for injuries on the property, and income loss due to insured interruptions. It may also offer optional coverages such as emergency rehousing of guests and accidental damage protection.
Damage to property and contents
Liability for guest injuries
Income loss from operational interruptions
Wear and tear from regular use
Damage from pets if not covered in the policy
Issues arising from illegal activities or gross negligence
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For a complete list of terms, conditions and exclusions please refer to the relevant Product Disclosure Statement (PDS) or get in touch with one of our advisors.
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Holiday Rental Insurance is a type of insurance designed to cover properties rented out on a short-term basis, providing comprehensive protection against property damage, liability, and income loss.
Owners of properties rented out through platforms like Airbnb, VRBO, or directly for short-term stays should consider this insurance to protect against potential financial losses and liability claims.
Yes, many insurers offer the option to cover multiple properties under one policy, simplifying management and potentially reducing costs.
No, this insurance is specifically designed for short-term rentals. Long-term rental properties require a different type of insurance coverage.
Holiday Rental Insurance typically covers accidental and malicious damages caused by guests, reimbursing for repairs and replacements necessary to maintain the rental.