Running a laundromat involves unique risks such as equipment breakdowns, property damage, and customer claims. A comprehensive insurance policy ensures you’re prepared for the unexpected. Aussurity helps protect your investment, team, and customers.
Laundromats face unique risks depending on their size, location, and operations. Here are some common types of insurance coverage tailored for laundromats:
See common risks and covers
Fire hazards, electrical malfunctions, and accidents can cause significant damage to your laundromat. Property Insurance helps cover:
High customer foot traffic increases the risk of accidents. Public Liability Insurance protects your business from claims related to:
A temporary closure due to fire or equipment failure can result in lost income. Business Interruption Insurance helps cover:
Laundry equipment is critical to your operations. This insurance covers:
Modern laundromats use technology for payments and customer management. Cyber Risk Insurance protects against:
Having an extensive network of partners means that we can offer quality products with highly competitive pricing from some of Australia’s leading insurance companies.
Your account manager is your personal insurance expert, able to answer questions and provide tailored advice. Having a single point of contact means you'll receive consistent and high quality service.
A loss or claim being made against you can be a stressful experience. That's why we help guide our clients through every step of the Insurance claims process, relieving as much stress as we can along the way.
Ask your trusted advisor!
No two laundromats are the same, and with so many different products, getting appropriate insurance cover can be confusing! But don't worry, we're here to help! Just click the button below to get in touch with one of our trusted advisors.
Laundromats face unique risks, from property damage caused by fires to customer claims and equipment breakdowns. Comprehensive insurance ensures your business is protected against financial loss, so you can focus on serving your customers.
Property Damage Insurance: Protects your premises, equipment, and stock.,Public Liability Insurance: Covers claims from customer injuries or accidents on your premises.,Business Interruption Insurance: Safeguards your income during closures or repairs.,Equipment Breakdown Insurance: Covers repairs and replacement of essential laundry equipment.
Yes, Equipment Breakdown Insurance typically includes coverage for repairs or replacements of washers, dryers, boilers, and other essential machinery.
Slips, trips, and falls on your premises.,Injuries caused by malfunctioning equipment.,Damages to customer property left in your care.
Yes, Cyber Risk Insurance protects your business from financial losses due to hacking, data breaches, or ransomware attacks. This is particularly important if you store customer information or process payments online.
Business Interruption Insurance can help cover lost revenue and additional expenses incurred during a temporary closure due to events like fire, flood, or natural disasters.
Yes, even if you rent, you’re still responsible for protecting your equipment, stock, and business operations. Property Damage Insurance and Public Liability Insurance are crucial, and you should review your lease to understand any additional requirements.
The cost varies based on factors like the size of your laundromat, the type of coverage you need, and your claims history. At Aussurity, we work with you to find a policy that fits your budget and coverage requirements.
Getting a quote is easy! Contact Aussurity today through our website or give us a call. Our team will work with you to tailor an insurance package that meets your needs.